THE EFFECT OF FINANCIAL LITERATURE ON CONSUMPTIVE BEHAVIOR IN CALL OF DUTY MOBILE GAME PLAYERS
Abstract
This study aims to measure the consumptive behavior of Call of Duty: Mobile (CODM) game players who are members of the game player community. This behavioral measure was analyzed from their level of financial literacy and financial behavior. This study uses quantitative methods with data processing methods using a structural equation model with SmartPLS tools. The sample of this research is game players who are selected by non-probability sampling method with purposive sample technique. The final sample used in this study was 120 respondents.
The results of the study indicate that the level of financial literacy and financial behavior has a positive effect on the consumptive behavior of CODM game players. This research contributes to the development of research on the consumptive behavior of game players and can be used as an early warning system for game users to better control their consumptive behavior.
References
BIBLIOGRAPHY
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Arianti, B. F. (2020). Pengaruh Pendapatan Dan Perilaku Keuangan Terhadap Literasi Keuangan Melalui Keputusan Berinvestasi Sebagai Variabel Intervening. Jurnal Akuntansi, 10(1), 13–36. https://doi.org/10.33369/j.akuntansi.10.1.13-36
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Udayanthi, N. O., Herawati, N. T., & Julianto, I. P. (2018). Pengaruh Literasi Keuangan, Kualitas Pembelajaran dan Pengendalian Diri Terhadap Perilaku Konsumtif (Studi Empiris pada Mahasiswa Jurusan Akuntansi Program S1 Universitas Pendidikan Ganesha). JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi), 9(2), 195–208.
Upadana, I. W. Y. A., & Herawati, N. T. (2020). Pengaruh Literasi Keuangan dan Perilaku Keuangan terhadap Keputusan Investasi Mahasiswa. Jurnal Ilmiah Akuntansi Dan Humanika, 10(2), 126. https://doi.org/10.23887/jiah.v10i2.25574
Wicaksono, E. D. (2015). Pengaruh Financial Literacy Terhadap Perilaku Pembayaran Kartu Kredit Pada Karyawan di Surabaya. In Finesta (Vol. 3, Issue 1, pp. 85–90).
Yudasella, I. F., & Krisnawati, A. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Konsumtif Siswa Sekolah Menengah Atas Di Kota Bandung. Jurnal Mitra Manajemen, 3(6), 674–687. https://doi.org/10.52160/ejmm.v3i6.245
Ajzen, I., Bosnjak, M., & Schmidt, P. (2020). The Theory of Planned Behavior: Selected Recent Advances and Applications. Europe’s Journal of Psychology, 16(3), 352–356.
Arianti, B. F. (2017). The Influence of Financial Literacy, Financial Behavior and Income on Investment Decision. European Research Studies Journal, 20(3A), 635–648.
Arianti, B. F. (2020). Pengaruh Pendapatan Dan Perilaku Keuangan Terhadap Literasi Keuangan Melalui Keputusan Berinvestasi Sebagai Variabel Intervening. Jurnal Akuntansi, 10(1), 13–36. https://doi.org/10.33369/j.akuntansi.10.1.13-36
Arifin, A. Z. (2017). The Influence of Financial Knowledge , Control and Income on Individual Financial Behavior. European Research Studies Journal, XX(3A), 635–648.
Atkinson, A., & Messy, F.-A. (2012). Measuring Financial Literacy: Results of the Oecd Infe Pilot Study. OECD Working Papers on Finance, Insurance and Private Pensions, 15, 1–73.
Fauzia, A. N., & Nurdin. (2019). Pengaruh Literasi Keuangan terhadap Perilaku Konsumtif. Prosiding Manajemen, 5, No. 1, 79–84.
Francis, T., & Hoefel, F. (2018). ‘True Gen’: Generation Z and its implications for companies. In McKinsey & Company. https://www.mckinsey.com/~/media/McKinsey/Industries/Consumer Packaged Goods/Our Insights/True Gen Generation Z and its implications for companies/Generation-Z-and-its-implication-for-companies.ashx
Ghozali, I., & Latan, H. (2015). Partial Least Squares : Konsep, Teknik dan Aplikasi SmartPLS 2.0 M3 Untuk Penelitian Empiris. Badan Penerbit Universitas Diponegoro.
Goyal, K., & Kumar, S. (2021). Financial Literacy: A Systematic Review And Bibliometric Analysis. International Journal of Consumer Studies, 45(1), 80–105. https://doi.org/10.1111/ijcs.12605
Hair Jr., J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate Data Analysis (Eight Edition) (Eight). Cengage Learning, EMEA.
Haryono, S. (2017). Metode SEM untuk Penelitian Manajemen AMOS Lisrel PLS. Luxima Metro Media.
Herawati, N. T., Candiasa, I. M., Yadnyana, I. K., & Suharsono, N. (2018). Factors That Influence Financial Behavior Among Accounting Students in Bali. International Journal of Business Administration, 9(3), 30. https://doi.org/10.5430/ijba.v9n3p30
Hidayah, N., & Bowo, P. A. (2019). Pengaruh Uang Saku, Locus of Control, Dan Lingkungan Teman Sebaya Terhadap Perilaku Konsumtif. Economic Education Analysis Journal, 7(3), 1025–1039. https://doi.org/10.15294/eeaj.v7i3.28337
Kamaliah, A. (2019). Alasan Para “Sultan” Habis Jutaan Buat Game Menurut Psikolog. DetikInet. https://inet.detik.com/games-news/d-4653766/alasan-para-sultan-habis-jutaan-buat-game-menurut-psikolog
Kim, K. A., & Nofsinger, J. R. (2008). Behavioral finance in Asia. Pacific Basin Finance Journal, 16(1–2), 1–7. https://doi.org/10.1016/j.pacfin.2007.04.001
Lusardi, A. (2019). Financial Literacy And The Need For Financial Education: Evidence And Implications. Swiss Journal of Economics and Statistics, 155(1), 1–8. https://doi.org/10.1186/s41937-019-0027-5
Prihastuty, D. R., & Rahayuningsih, S. (2018). Pengaruh Financial Literacy, Financial Behavior, Financial Attitude, Dan Demografi Terhadap Perilaku Konsumtif ( Studi Pada Mahasiswa Strata I Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya ). Jurnal Hasil Penelitian LPPM Untag Surabaya, 03(02), 121–134.
Qurotaa’yun, Z., & Krisnawati, A. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Konsumtif Generasi Milenial Di Kota Bandung. JAF- Journal of Accounting and Finance, 3(1), 46. https://doi.org/10.25124/jaf.v3i1.2167
Remund, D. L. (2010). Financial literacy explicated: The case for a clearer definition in an increasingly complex economy. Journal of Consumer Affairs, 44(2), 276–295. https://doi.org/10.1111/j.1745-6606.2010.01169.x
Sugiyono. (2015). Metode Penelitian Pendidikan (Pendekatan Kuantitatif, Kualitatif, dan R&D) (22nd ed.). Alfabeta, cv.
Sumartono. (2002). Terperangkap dalam Iklan. Meneropong Imbas pesan Iklan Televisi. Alfabeta.
Teniawaru, A., Wicaksono, B., & Sanatuzzulfa, R. (2018). Hubungan Antara Kecenderungan Kepribadian Narsistik dan Financial Literacy dengan Perilaku Konsumtif Pada Mahasiswa. Jurnal Psikologi, 2(1), 1–13.
Udayanthi, N. O., Herawati, N. T., & Julianto, I. P. (2018). Pengaruh Literasi Keuangan, Kualitas Pembelajaran dan Pengendalian Diri Terhadap Perilaku Konsumtif (Studi Empiris pada Mahasiswa Jurusan Akuntansi Program S1 Universitas Pendidikan Ganesha). JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi), 9(2), 195–208.
Upadana, I. W. Y. A., & Herawati, N. T. (2020). Pengaruh Literasi Keuangan dan Perilaku Keuangan terhadap Keputusan Investasi Mahasiswa. Jurnal Ilmiah Akuntansi Dan Humanika, 10(2), 126. https://doi.org/10.23887/jiah.v10i2.25574
Wicaksono, E. D. (2015). Pengaruh Financial Literacy Terhadap Perilaku Pembayaran Kartu Kredit Pada Karyawan di Surabaya. In Finesta (Vol. 3, Issue 1, pp. 85–90).
Yudasella, I. F., & Krisnawati, A. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Konsumtif Siswa Sekolah Menengah Atas Di Kota Bandung. Jurnal Mitra Manajemen, 3(6), 674–687. https://doi.org/10.52160/ejmm.v3i6.245